The Essentials Health Plan™ stands as an industry leader, offering the market’s most compliant self-funded health plan. Our plan is meticulously structured under the IRS section 125 cafeteria guidelines and stays updated with all regulatory enhancements introduced by Obamacare in 2013 and 2016. Using allowable tax incentives, we’ve crafted a comprehensive package that incurs no net cost to the employee and is entirely free for the employer.
The advantages continue with compliance. Employers partnering with Essentials Health Plan™ reap further financial rewards. These benefits manifest as tax reductions, which directly offset FICA tax liabilities. Moreover, in many states, employers also receive significant reductions in their workers’ compensation coverage expenses.
For employees, the benefits are directly tangible. They gain access all preventive visits, encompassing annual physicals, without any out-of-pocket expenses. Whether it’s a visit to a general physician, a specialist, or even an urgent care facility, Essentials has them covered. Furthermore, our extensive package includes dental, vision, life insurance, accident, and hospital plans. This comprehensive coverage ensures that employees receive the best in health benefits without any financial burden, creating a win-win for both businesses and their teams.
We understand that while providing benefits was costly in the past, it is still an important benefit that must be made available to employees, both for retention as well as moral.
